The Langford Group’s focus is on serving clients in Iowa and neighboring states. We offer life, health and investment strategies to protect and grow your finances so you and your family have peace of mind as you transition into and enjoy retirement. Ed Langford takes the time to get to know you and build a long-lasting relationship, while informing and educating you and your family on the important decisions and options available for the journey ahead.
RETIREMENT RISK
MANAGEMENT WITH
LIFE INSURANCE
Protect your most precious asset, you and your family, with a well-designed life insurance strategy. In addition to a tax-free death benefit for your heirs, life insurance can also provide income during your retirement, living benefits for health and long-term care, and financial protection if you need money to pay for unexpected expenses. There are also tax planning and estate benefits to a well-designed life insurance strategy.
HEALTH INSURANCE AND
MEDICARE PLANNING
Welcome to retirement. You probably are no longer part of your employer’s group health plan or your extended coverage could be coming to an end. The good news is that there is Medicare and we can help you plan for the transition. The bad news is Medicare doesn’t cover all of the health care costs you may face. If you are looking for a way to pay for health expenses outside of Medicare, prescription drugs, or a Medicare Advantage plan through a private insurance carrier, Ed Langford will explore the options with you so you can make an informed decision.
SAFE INCOME
STRATEGIES WITH
INDEXED ANNUITIES
From his more than three decades of experience in the business, Ed Langford knows that many of his clients want safety and trust for their finances and in their financial relationships. Among the ways to accomplish those financial values is through a strategy that includes stable retirement income you can’t outlive with an indexed annuity. These products, guaranteed by highly rated insurers based on their claims-paying ability, offer principal protection, a portion of market growth, and living as well as death benefits.
INVESTMENT PLANNING
The Langford Group will help you take control of your retirement accounts at a former employer through a rollover or conversion into a Roth IRA. Ed will also find out as much as possible about your retirement goals and recommend a blend of investments which fit your needs and can adapt as your journey changes. Above it all, Ed’s focus is on protecting your savings with safe money strategies that provide for some of the market’s gains but without the risk of loss.
GROUP BENEFITS FOR
SMALL BUSINESS
OWNERS
Ed works with small businesses to provide health insurance for their employees. He can also develop a plan that includes a 401(k)-like option as well as life insurance.